If you’re thinking about filing a bankruptcy claim, you may be wondering whether you need to hire a bankruptcy lawyer or whether you can handle it on your own. When you file for bankruptcy, hiring a bankruptcy attorney can help you navigate the complicated legal system and can ultimately help you achieve the result you’re hoping for. Whether you’re filing for Chapter 7 or Chapter 13 bankruptcy, here are five reasons why you should enlist the services of an Arkansas attorney who specializes in bankruptcy cases:
Bankruptcy lawyers are experienced
When you hire a skilled and knowledgeable bankruptcy attorney, you can rest assured that he or she is on your side and that he or she has handled countless cases before yours. This knowledge and experience is paramount in navigating the legal system. Your court case will be in excellent hands, and you won’t have to worry about learning the ins and outs of conduct, types of cases, or legal pitfalls when you have an attorney on your side.
Your legal team can offer you protection
If you have to deal with creditors constantly hounding you for payment, your lawyer can call collection agencies on your behalf in order to stop these stressful calls. You’ll be free from the anxiety that results from these calls and you’ll be able to devote your time and energy to the case at hand.
Bankruptcy cases are complicated
There are different types of bankruptcy claims, and within those types of claims are very specific rules, regulations, and consequences. When you are helped by an Arkansas attorney specializing in bankruptcy, your lawyer will know the ins and outs of these types of claims and can help you choose the best type of claim for your situation. He or she will also explain anything you don’t understand, will help you stay on top of paperwork, and will use his or her expertise to guide you through the process.
Bankruptcy lawyers have a high success rate
It’s been statistically proven that hiring a lawyer for your bankruptcy claim has a significant impact on the rate of success. With help from an attorney, the success rate for Chapter 7 bankruptcy claims is over 95%, and the success rate for Chapter 13 bankruptcy claims is 55%. When you compare these rates to those when claims are filed without legal help — 60% for Chapter 7 and .04% for Chapter 13 — you’ll see how beneficial hiring an experienced lawyer can be for your case. Even the court system recommends that you enlist the help of an attorney when filing for bankruptcy.
Peace of mind
Most of all, a qualified Arkansas attorney who specializes in bankruptcy can provide peace of mind for you and your family. Knowing that your case is in excellent hands will help reduce stress. You’ll always be assured of your case’s progress and you won’t have to take on an unnecessary burden of tension.
If you’re considering filing for bankruptcy, don’t go it alone. Contact our team of expert bankruptcy lawyers to ensure you have highly competent legal representation for your case.